Meet your daily working capital needs with a 24/7 overdraft facility offering access to your cheque book, Visa card and internet. This 'come and go' fully-fluctuating overdraft operates within an approved credit limit, to keep your capital flowing.
| Key Features |
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| Uses |
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| Minimum amount |
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| Term |
- Rolled over annually upon review.
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| Loan repayment |
- A fully-fluctuating facility that is not required to clear annually, provided the account meets basic performance criteria.
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| Interest rates |
- The Landmark Financial Services variable Base Rate for August 2008 is 8.12%. (Rural Power Base Rate for August 2008 is 8.12%).
- This Base Rate is adjusted monthly and does not include any applicable client margin. For more information visit fees, terms and applicable taxes.
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| Interest charging |
- Calculated daily and debited monthly.
- Interest charged in arrears.
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| Loan security |
- First registered mortgage over rural property.
- Other securities considered on a discretionary basis including:
- second registered land mortgage
- livestock mortgage
- residential property mortgage.
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| Access to funds |
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| Fees and Charges |
- Loan establishment fee
- Limit extension fee (if applicable)
- Transaction fees
- Government fees, charges and duties (if applicable)
- Other fees may apply
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