Finance

Seasonal Finance


Manage the ups and downs of your cash flows with Landmark’s easy access seasonal finance top-up facility for farm inputs and other everyday purchases.


Key Features  .
Uses
  • Specific budgeted purchases like:
    • Livestock
    • Seed
    • Fertiliser 
Minimum amount
  • $10,000
Term
  • Up to 12 months, maximum 18 months upon approval.
Loan repayment
  • Budget repayment program determined during loan set-up.
  • Account to be cleared to zero balance at least once annually
Interest rates
  • The Landmark Financial Services variable Base Rate for August 2008 is 8.12%. (Rural Power Base Rate for August 2008 is 8.12%).
  • This Base Rate is adjusted monthly and does not include any applicable client margin. For more information visit fees, terms and applicable taxes.
Interest charging
  • Calculated daily and debited monthly.  
  • Interest charged in arrears.
Loan security
  • Livestock mortgage.
  • Other securities considered on a discretionary basis.
Access to funds
  • Access is limited to:
    • Purchases through Landmark stores 
    • Invoices paid by Landmark (as your agent).
Fees and Charges
  • Loan establishment fee.
  • Limit extension fee (if applicable).
  • Expiry date extension fees (if applicable).
  • Transaction fees.
  • Government fees, charges and duties (if applicable).
  • Other fees may apply.


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